Terms of Service

Effective Date: 1/1/2025

Welcome to the kCole Bookkeeping & Small Business Consulting website (“Site”). By accessing or using our Site, you agree to comply with and be bound by the following Terms of Service (“Terms”). Please read them carefully. If you do not agree to these Terms, please do not use the Site.

1. Acceptance of Terms

By using this Site, you represent that you are at least 18 years old and legally able to enter into this agreement. Your continued use of the Site constitutes your acceptance of these Terms and any future modifications.

2. Use of the Site

You agree to use the Site only for lawful purposes. You may not:

  • Use the Site in any way that violates any applicable laws or regulations

  • Attempt to gain unauthorized access to any part of the SiteDisrupt or interfere with the security or functionality of the Site

  • Use the Site to transmit unsolicited marketing or spam

We reserve the right to terminate your access to the Site for any reason, including violation of these Terms.

3. Intellectual Property

All content on this Site—including text, graphics, logos, photos, and digital downloads—is the property of kCole Bookkeeping & Small Business Consulting or its content providers and is protected by copyright and other intellectual property laws.

You may not reproduce, distribute, modify, or use any content from the Site without our prior written permission.

4. Disclaimer

This Site and its content are provided on an “as-is” basis for general informational purposes only. We make no warranties or representations of any kind, express or implied, about the accuracy, reliability, or suitability of the content. Use of the Site is at your own risk.

Any business, financial, or consulting content is not a substitute for personalized professional advice.

5. Limitation of Liability

To the fullest extent permitted by law, kCole Bookkeeping & Small Business Consulting shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of (or inability to use) the Site.

6. Links to Other Websites

Our Site may contain links to third-party websites for your convenience. We do not control or endorse those sites and are not responsible for their content, policies, or practices. You access such sites at your own risk.

7. Privacy

Your use of the Site is also governed by our Privacy Policy, which explains how we collect and use your information. By using the Site, you consent to our collection and use of personal data as described in the Privacy Policy.

8. Changes to the Terms

We may update these Terms from time to time. Any changes will be posted on this page with a revised effective date. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

9. Governing Law

These Terms are governed by the laws of the State of Wisconsin, without regard to its conflict of law principles. Any legal disputes shall be resolved in the state or federal courts located in Wisconsin.

10. Contact Us

If you have any questions about these Terms, please contact us at:

kCole Bookkeeping & Small Business Consulting

316 Main St E, Suite 3

Menomonie, WI 54751

Email: kristin@kcolebookkeeping.com

Phone: 715-233-8955